I didn't know the exact way how Word can be hacked, so thanks for that info. I was warned not to open doc.x files, since they can contain Macro's and those can be dangerous.
The so called mails from banks are notorious. For the weaving guild, I sometimes receive the same mail from different banks with exactly the same content. Both are banks we don't have an account with. We also got speeding tickets, but our guild doesn't own a car and bills for the mobile phone the guild also doesn't have. This junk is easy to recognize and it does help me to recognize it when I receive the same on my own mail address.
... Next to a soon-to-come button saying 'Don't Panic' in big, friendly letters.
I'm sure later versions of this scam will have fully-working links to appropriate looking pages.
Here's a link that I had to show an awareness of as part of my studies. It's 'The Little Book of Big Scams' by the Metropolitan (London's) police. There are some very clever ones in there. Every time I look the book has got bigger. Some are Britain-specific, but there are universal components. http://www.met.police.uk/docs/little_book_scam.pdf
P.36 for example has not only the victim being defrauded after their email was hacked, but their email being used to tell the legitimate company to cease business with them, so no further legitimate emails were sent which would have highlighted the fraud.
Also, not to be ignored is the absolutely frightening 'Jessica Syndrome' where someone is conditioned so that they have lost the ability to question scams and believe whatever they're told. http://www.thinkjessica.com/
There's a checklist scammers use - if you live on your own, so have no one with you to compare notes with immediately, you're a bigger target.
But then given this is a post about scams and I'm posting links that are unknown to you, I can quite understand if no one clicks on them!